Dave, if there's one thing I always advise people who are about to build it is this: "Spend a few extra dollars to leave your options open in the future.".

- If you're pouring a floor slab, put in PEX tubing now, when you get older you WILL want a warm floor.

- When you put in the electric, make it a 100 amp service panel, even if t is only running off a pony panel in the main service, eventually you WILL want (need?) more power. Besides, they only go up in price, you may as well buy one now.

- Conduit and Plumbing, even if you have no notion of ever having a septic system, put in the pipes for a drain and toilet now. Likewise, electircal conduit, put in a few extras BEFORE you pour, you never know what you may want to add later.

Basically, find the spiffiest shop you can, and leave the allowance to be able to add in any of those 'creature comforts' or features that you may one day want for yourself.

Best of luck.

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